Category Archives: Investments

What Effect Does the 2019 Interest Rate Cut Have on Your Money?

By: Kara Perez Updated: September 11, 2019 On July 31, 2019, the Federal Reserve cut rates for the first time in 11 years. So now what? What does this mean for you and your money? A rate cut means that several major types of interest rates will go down. The hope is that the decrease in interest payments means more money for Americans to save and spend. Will this affect the way you save and invest? There’s […]

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A financial life: Jack and Diane struggle with spending in retirement

In my previous post, I asked if Diane should officially retire early. (If this is your first introduction to our series, start reading here.) Here’s how you voted in the poll, as of November 14, 2019: 65.3%: Stay at her job. She’s in good health and can keep working. Might as well keep earning a paycheck. 24.4%: “Test the waters.” Diane could take a break from her job and see if retirement suits her. 6.3%: Retire. She’s […]

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Liquidity trumps uncertainty | BlackRock Blog

Russ explains why monetary easing matters more than geopolitical risks for the markets right now. Absent a year-end meltdown, stocks will have enjoyed a stellar year. That stocks would post +20% gains was not obvious back in January, when investors were preparing for some combination of a recession and trade war. What saved stocks? It has not been stellar economic growth or a surge in corporate earnings. While the recent easing in trade tensions has helped, what […]

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Where do growth stocks go when the economy slows?

Growth stocks have outpaced the broad market for several years running. Can they continue their winning ways in an economic slowdown? Martin Small poses this question and more to veteran growth investor Lawrence Kemp. Growth stocks have outperformed their value peers and the broad market in 2019, and have been on a strong run for the better part of the post-crisis period. Is the eventual slowing of economic momentum a death knell for growth stocks, or can […]

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Pros and Cons of Investing in Condos: Are They Good Investments?

We all know that investing in rental properties can be a great way to earn income. But purchasing single-family homes to rent out can be expensive, especially for beginners. Condo units are usually cheaper. Do they make a good entry point for an investor? What Is a Condo? A condo, or condominium, is a private residence within a larger building or community. It can be a multi-story townhouse or a single unit in a high-rise with other […]

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The easing wave may subside, for now

Elga explains why we see the late-cycle policy easing as potentially coming to an end – and what it means for investors. The Fed’s rate cut last week was the latest installment of a global dovish push this year with the goal of extending an already long economic expansion. Yet the late-cycle easing may end soon. The Fed last week also signaled the potential completion of the rate cuts, significantly raising the bar for additional easing, in […]

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The 3 benefits of charitable giving

Many of us give back to make the world a better place for the next generation. Some people volunteer time and talent. And some are fortunate enough to give through wealth. Using wealth for good has become a core aspect of the U.S. value system. I’ve seen charitable giving grow steadily over the past several decades. Studies show that since the 1950s, even after adjusting for inflation, charitable giving has grown by 6.5 times.1 I believe when […]

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Best Stock Brokers for Mutual Funds 2019

By: Kat Peach Updated: November 3, 2019 Mutual funds are great investment products for people who don’t feel like researching and buying individual stocks. They can provide the safety of an expertly diversified portfolio. But you won’t have to pay the high fees of a professional portfolio manager. You can easily purchase mutual funds from most online stock brokers. This is a hotly competitive industry right now. That means you can benefit from slashed minimums and decreased […]

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The restoration of monetary policy equilibrium

Rick Rieder, Russ Brownback and Trevor Slaven contend that much of the recent criticism brought to bear against Fed policy makers is misguided, and in fact the central bank has done an admirable job of pivoting toward a pragmatic equilibrium in recent months. We have talked in the past about how global digital distribution capabilities are re-shaping the rules of economics, where supply can expand nearly instantaneously to fill a void. Nowhere is supply in over-abundance today […]

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What is the 25x Rule for Early Retirement?

By: Kara Perez Updated: November 3, 2019 If you’re considering an early retirement — or if you just want to be extra prepared for your golden years — you need a plan to get you and your money to a place where it can support you without a full-time job. There’s something called the “25x rule” that comes up often when talking about big-picture retirement planning. It’s especially popular among those in the FIRE community. These are […]

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