Financial Management

Debt Management

Credit solution in 37 days

How to Save Money

EDF to take on failed energy supplier Solarplicity’s 7,500 customers

EDF says it will move Solarplicity’s customers to a new tariff with no exit fees (most likely its standard tariff) and will honour all outstanding credit balances, including money owed to both existing and former customers of Solarplicity. Small provider Solarplicity stopped trading earlier this week, shortly after switching most of its customers to Toto Energy. If you’ve been contacted by Toto Energy, this won’t affect you and you will stay with Toto. I’m a Solarplicity customer – […]

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How to leave money to a child with no investing know-how

Q.  When my husband and I pass away, our only son will be in line for a significant inheritance. Being realistic about his capabilities, we need to pass along this legacy in a responsible way; our son will not be capable of handling a lump sum. Our wish is to have the money reach him in monthly increments throughout his entire life, and also to protect it from a future spouse should that marriage fail. We have […]

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New ’16-17 Saver’ railcard to launch next week

The railcard costs £30 and will be available at www.16-17saver.co.uk, from 9am on Tuesday 20 August. It will give holders a 50% discount on most rail travel, including peak and season tickets. You’ll be able to use the card to buy discounted tickets for travel from Monday 2 September onwards. It’s valid across England, Wales and services into Scotland, but not on Scotrail or Caledonian Sleeper services. Currently under-fives are generally allowed to travel for free with […]

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Credit solution in 37 days

How to Invest Money

Summer’s a great time for tax planning

We’re over halfway through 2019, and we’ve all filed our taxes (or at least an extension) under the Tax Cuts and Jobs Act (TCJA) of 2017, which took effect January 1, 2018. TCJA provided a fair number of changes for individual taxpayers. It lowered income tax rates, increased standard deductions, limited or eliminated certain itemized deductions, and repealed personal exemptions, among other provisions. Effects on 2018 tax year filings The IRS has released initial data for the […]

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Transfer Your Savings Account: What Should You Consider

By: Kara Perez Updated: August 11, 2019 When did you open your first savings account? For some of us, it was when we were children and our parents opened custodial accounts for us. For others, maybe you went to college and a bank offered students a deal on a checking and savings account combination. But as the years pass, the accounts we had as children or young adults might not work for us anymore. Whether you move […]

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The yuan, tariffs and your portfolio

A surprise tariff announcement by the U.S. met with an unexpected depreciation in the Chinese currency, sending shock waves across global markets last week. This latest escalation in U.S.-China tensions reinforces our view that trade and geopolitical frictions have become the key driver of the global economy and markets. We stress the importance of portfolio resilience in this environment, yet view the decisively dovish shift by global central banks as helping extend the global expansion. U.S. President […]

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